Money Market (High-Yield) Savings Account

Family enjoying vacation from their money market high-yield savings account 1st national bankWelcome to the Future of Saving with 1st National Bank’s Money Market (High-Yield) Savings Account

Are you seeking an efficient way to save without compromising on liquidity and growth?

Dive into the multitude of benefits offered by 1st National Bank’s Money Market Savings Account.
 
Download Savings Account Application

Key Features of Our Money Market (High-Yield) Savings Account

  • No Monthly Maintenance Fee: Keep a daily balance of just $2,500.00, and pay zero in monthly fees. If the balance dips below, there’s only a modest $12.00 fee.
  • Competitive Tiered Rates: Our tiered interest rates mean the more you save, the more you earn. Your savings grow faster with increasing balances.
  • Withdraw Flexibility: Enjoy the liquidity of 6 free withdrawals per month. Additional withdrawals are priced at a minimal $2.00 each.
  • Interest Earnings: With our account, not only does your money grow, but it compounds monthly. That means even more earnings over time.
  • Freedom of No Fixed Term: Unlike CDs, there’s no lock-in period. You save on your terms.
  • Safety First: Rest assured, with 1st National Bank, your money market account will never lose value. We always offer a positive, market-dependent rate. Plus, we’re FDIC insured.
  • 24/7 Online & App Banking: Access and manage your money market account anytime, anywhere. Check balances, transfer funds, and pay bills seamlessly.

View our Money Market (High-Yield) Savings Account Rates

Savings

over $24,9990.50%0.50%
over $9,9990.15%0.15%
up to $9,9990.05%0.05%
Checking Accounts with interest0.05%0.05%
Money Market Account $100,000+3.00%2.96%
$50,000 to $99,9992.75%2.71%
$25,000 to $49,9992.00%1.98%
$10,000 to $24,9990.25%0.25%
up to $9,9990.05%

 

Ready to embark on a smarter saving journey?

If you’re looking to maximize your savings while retaining flexibility and access to your funds, our Money Market (High-Yield) Savings Account is the perfect fit for you. It’s more than just an account—it’s a smart financial decision for the future.
 
Download Savings Account Application

Still have questions? Have us contact you.

Visit a banking center near you or contact one of our local bankers for more details.

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Certificates of DepositIcon For: Rates

Term Rate APY*
11 Months 3.59% 3.65%
5 Years 2.69% 3.00%
4 - 5 Years 3.20% 3.25%
3 - 4 Years 3.20% 3.25%
2 - 3 Years 3.35% 3.40%
1 - 2 Years 3.59% 3.65%
6 - 12 Months 3.59% 3.65%
VIEW ALL RATES

*Relationships must have an average balance of at least 1% of CD or a lending product. Deposits received within 5 business days are considered jumbo deposits. Call for jumbo rates. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs.Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.

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