Simple Checking

1st national bank simple checking account free checking account web image1st National Bank is proud to help you Bank your best™ with the Simple Checking account. Benefits include low minimum balance requirements, no monthly maintenance fee, online & app banking, and a debit card.

To learn more about our Simple Checking account submit you info below, or talk to one of our friendly bankers!

Download Checking Account Application

No monlthy fee iconNo Monthly Maintenance Fee with Simple Checking

Experience banking simplicity at its best with no monthly maintenance fees for all our Simple Checking Accounts, letting you save more of your hard-earned money.


Low minimum balance waived maintenance fee iconLow Minimum Balance Required

Enjoy the freedom of banking without the worry. Open your Simple Checking Account with as little as $5 and take advantage of banking made simple.


Online and mobile banking iconOnline Banking & Mobile App

Bank on the go with our easy-to-use Online Banking and Mobile App. Check balances, transfer funds, and pay bills online, anytime, anywhere.


Debit card iconFree 1st National Bank Debit Card

With your Simple Checking Account, receive a FREE debit card for in-store, online, or ATM purchases without the hassle.


Check writing iconUnlimited Check Writing

Forget about the fees for writing checks. Our Simple Checking Account allows you unlimited check writing without any service fees.


Interest iconRelationship Pricing with Simple Checking

At 1stNational Bank, our clients are family. Ask about our relationship pricing and see how we can further benefit your banking experience with us.


Seniors iconBenefits for Seniors

Clients 50 and older enjoy all the advantages of our Simple Checking Account, including FREE checks, because we value your experience and loyalty.


Student iconStudent Checking Account

The perfect starter account for high school and college students. Enjoy no monthly fees, a free debit card, and tools to help avoid overdrafts and fees.


Still have questions about our Simple Checking account? Have us contact you.

Certificates of DepositIcon For: Rates

Term Rate APY*
11 Months 3.59% 3.65%
5 Years 2.69% 3.00%
4 - 5 Years 3.20% 3.25%
3 - 4 Years 3.20% 3.25%
2 - 3 Years 3.35% 3.40%
1 - 2 Years 3.59% 3.65%
6 - 12 Months 3.59% 3.65%
VIEW ALL RATES

*Relationships must have an average balance of at least 1% of CD or a lending product. Deposits received within 5 business days are considered jumbo deposits. Call for jumbo rates. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs.Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.