Personal Checking Accounts
A Personal Checking Account For Your Life – Find Your Fit
At 1st National Bank, we believe that your checking account should be tailored to your individual needs.
That’s why we offer a variety of checking accounts to fit your lifestyle.
Download an Application
Secure Checking
Save time, money, and enjoy peace of mind. Unlock exclusive savings and top-tier protection. Take advantage of Secure Checking account benefits such as:
- Retail Savings & Rewards
- Healthcare Savings2
- Travel & Leisure Membership Plan
- AD&D Insurance2
- Cell Phone Protection2
- IDProtect1
- Debit Advantage
1st Checking
Earn interest on your account. Bank smarter, not harder. Make your money work for you!
- Interest on your account balance
- Low minimum balance requirement
- Free debit card
- Free access to online & mobile banking
- Unlimited withdrawals
- Paper or e-statements
Simple Checking
Our Simple Checking account is a free account. Benefits include:
- No monthly maintenance fee
- Low minimum balance
- Unlimited check writing
- Relationship pricing
Student Checking
Easy, stress-free banking tailored for student life.
Get ahead, stay ahead!
- No monthly maintenance fee
- No minimum balance requirement
- Online & app banking for convenient access
- Complimentary debit card
- Unlimited check writing
- Relationship pricing for loyal clients
Senior Checking
Designed to provide convenience, flexibility, and value to our valued senior customers. Enjoy a checking account tailored for seniors.
- No monthly maintenance fee
- No minimum balance requirement
- Online and app banking
- Free debit card
- Unlimited check writing
- Relationship pricing
Second Chance Checking
Get a fresh start with 1st National Bank’s Second Chance Checking.
Rebuild and Bank your best™.
- Low monthly maintenance fee
- Low minimum balance
- Free access to online & mobile banking
- Free Credit Reports
- Debit Card (must qualify)
- Credit Builder Loan Options
Open a Checking Account Today
Step 1
To open a checking account, simply to get started.
Step 2
Visit one of our and complete your account opening
We look forward to helping you find the perfect checking account for your life!
Still have questions? Have us contact you.
View account disclosures
*Registration/activation required for some checking products.1IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. 2Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at account opening. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate
