Overdraft Protection

Secure Your Transactions Effortlessly

Overdrafts can surprise anyone, from a simple miscalculation to unforeseen expenses. With 1st National Bank’s Overdraft Protection, rest easy knowing your payments are always made without interruption.


Overdraft Protection Key Benefits:

  • Continuous Transaction Flow: No more declined transactions for crucial payments like bills or rent.
  • Peace of Mind: Feel secure knowing that you’re covered even if your balance drops below zero.

Opt for simplicity and security—choose 1st National Bank’s Overdraft Protection today.


How to Enroll in Overdraft Protection:

Enrolling in Overdraft Protection is easy and convenient at 1st National Bank:

  • Stop in at a banking center near you to request overdraft protection, or,
  • Call your banking center to get approved.
Click to Call your Banking Center
Centerville Lebanon
Lebanon Walmart Liberty
Loveland Maineville
Mason Morrow

Still have question? Have us contact you.

Certificates of DepositIcon For: Rates

Term Rate APY*
11 Months 3.59% 3.65%
5 Years 2.69% 3.00%
4 - 5 Years 3.20% 3.25%
3 - 4 Years 3.20% 3.25%
2 - 3 Years 3.35% 3.40%
1 - 2 Years 3.59% 3.65%
6 - 12 Months 3.59% 3.65%
VIEW ALL RATES

*Relationships must have an average balance of at least 1% of CD or a lending product. Deposits received within 5 business days are considered jumbo deposits. Call for jumbo rates. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs.Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.