HOMEPOSSIBLE Program

1^st National Bank: HOMEPOSSIBLE Program – Buy Your Dream Home with Just 3% Down

Are you dreaming of owning your own home? With the HOMEPOSSIBLE Program, 1^st National Bank can help you make your dream a reality with as little as 3% down.

Apply Today!

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Key Benefits of the HOMEPOSSIBLE Program

The HOMEPOSSIBLE Program is designed to make homeownership accessible and affordable, especially for first-time buyers. Whether you’re struggling with a large down payment or need assistance with closing costs, this program can open doors to your new home.

1. Low 3% Down Payment

• Start your homeownership journey with as little as 3% down. This low-down-payment option ensures you can afford a home sooner, even if you don’t have a large sum saved up.

2. Down Payment and Closing Cost Assistance

• Qualify for up to $2,500 in assistance towards your down payment or closing costs. This financial boost helps reduce the upfront costs of buying your home, easing the path to ownership.

3. Lower Interest Rates

• Benefit from competitive, lower interest rates that make monthly payments more manageable. Lower rates can save you money over the life of your mortgage, helping you stay within budget while securing your dream home.

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Try our free Mortgage Calculators

See how much house you can afford!

Adjustable Rate Mortgage This calculator helps you to determine what your adjustable mortgage payments will be. Try Now	ARM vs. Fixed Rate Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. Try Now	Bi-Weekly Payments Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment. Try Now	Maximum Mortgage Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow. Try Now
Mortgage APR Use this calculator to find the APR on your mortgage. Try Now	15 vs. 30 Year Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you. Try Now	Early Payoff Use this calculator to determine your monthly payment and amortization schedule. Try Now	Mortgage Points Save thousands of dollars in interest by increasing your monthly mortgage payment. Try Now
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford. Try Now	Refinance Breakdown Should you refinance your mortgage? Use this calculator to determine when you will breakeven. Try Now	Refinance Interest Savings Use this calculator to see how much interest you can save by refinancing your mortgage! Try Now	Rent vs. Buy Are you better off buying your home, or should you continue to rent? Try Now

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Contact a Mortgage Banker to get started!

Ready to start your homeownership journey? Contact a 1^st National Bank Mortgage Banker for personalized guidance and to see if you qualify for the HOMEPOSSIBLE Program.

 

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*Borrowers may receive up to $2,500.00 for down payment or closing costs. The program ends 2/28/2025. Income restrictions based on county median limits apply. All loans are subject to underwriting and approval by 1^st National Bank. 1^st National Bank reserves the right to amend or terminate the promotion at any time. Contact a mortgage banker for more details.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.