Fixed Rate Mortgages
Secure your dream home with as little as 5% down and loan amount up to $806,500!
Why Choose a Fixed Rate Mortgage?
At 1st National Bank, we offer a variety of fixed rate mortgage options designed to meet your unique financial needs. With a fixed rate mortgage, you’ll enjoy the stability of knowing your interest rate and monthly payment will remain the same for the life of the loan. This makes budgeting and planning easier for you and your family.
Our Fixed Rate Mortgage Options
- 30-Year Fixed Rate Mortgage: Our most popular mortgage option, ideal for those seeking long-term stability and lower monthly payments.
- 20-Year Fixed Rate Mortgage: A shorter term with slightly higher monthly payments, allowing you to build equity faster and save on interest costs.
- 15-Year Fixed Rate Mortgage: Pay off your mortgage in half the time and save even more on interest with our shortest fixed rate term.
Benefits of Choosing 1st National Bank
As a community bank, we pride ourselves on providing personalized service, competitive rates, and flexible loan terms to help you achieve your homeownership goals. When you choose a fixed rate mortgage from 1st National Bank, you’ll enjoy:
- Competitive interest rates
- Flexible down payment options
- Fast and easy online application process
- Local, personalized service from mortgage experts
- Options for first-time homebuyers and refinancing
Apply for a Fixed Rate Mortgage Today!
Ready to take the next step towards homeownership? Apply for a fixed rate mortgage from 1st National Bank today! Our simple online application process makes it easy to get started. Plus, our friendly mortgage experts are here to guide you every step of the way.
Still have questions? Have us contact you.
Try our free Mortgage Calculators
See how much house you can afford!
Adjustable Rate MortgageThis calculator helps you to determine what your adjustable mortgage payments will be. | ARM vs. Fixed RateUse this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. | Bi-Weekly PaymentsUsing bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment. | Maximum MortgageUse this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow. |
Mortgage APRUse this calculator to find the APR on your mortgage. | 15 vs. 30 YearUse this calculator to compare these two mortgage terms, and let us help you decide which term is better for you. | Early PayoffUse this calculator to determine your monthly payment and amortization schedule. | Mortgage PointsSave thousands of dollars in interest by increasing your monthly mortgage payment. |
Mortgage QualifierCan you buy your dream home? Find out just how much you can afford. | Refinance BreakdownShould you refinance your mortgage? Use this calculator to determine when you will breakeven. | Refinance Interest SavingsUse this calculator to see how much interest you can save by refinancing your mortgage! | Rent vs. BuyAre you better off buying your home, or should you continue to rent? |
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
