1st national bank equipment purchase and refinance web photo 480x320Equipment Purchase and Refinance Loans for Your Business

Boost your business growth with 1st National Bank’s equipment purchase and refinance loans. Our tailored financing solutions provide the capital you need to acquire new equipment or refinance existing assets, empowering your company to thrive in today’s competitive market.

Competitive Rates and Flexible Terms

At 1st National Bank, we understand that every business has unique equipment needs. Our loan officers work closely with you to create a customized financing package that aligns with your budget and cash flow requirements.


Whether you’re in manufacturing, construction, healthcare, or any other industry, we offer:

  • Competitive interest rates to maximize your savings
  • Flexible repayment terms tailored to your business cycle
  • Financing options for both new and used equipment
  • Refinancing solutions for equipment you already own

Streamlined Application Process

Time is money in business, and we respect that. Our equipment loan application process is designed for efficiency:

  • Simple, straightforward application forms
  • Quick funding decisions from our experienced underwriters
  • Personalized guidance throughout the process
  • Timely closings to get you the equipment you need faster

Wide Range of Equipment Financing

Our equipment loans cover a diverse array of business needs, including:

  • Manufacturing machinery
  • Construction vehicles and tools
  • Medical and laboratory equipment
  • Office technology and furniture
  • Transportation and logistics assets

Benefits of Choosing 1st National Bank

When you partner with us for your equipment financing needs, you gain:

  • Expert loan officers who understand your industry
  • Competitive rates that help you save over the loan’s lifetime
  • Flexible terms that adapt to your business’s unique cash flow
  • Quick approvals to keep your business moving forward
  • Local decision-making for faster, more personalized service

Take Your Business to the Next Level

Don’t let outdated equipment hold your business back. With 1st National Bank’s equipment purchase and refinance loans, you can upgrade your capabilities, increase productivity, and stay ahead of the competition. Contact us today to explore how our equipment financing solutions can propel your business forward. At 1st National Bank, we’re committed to your success, providing the financial tools and expertise you need to thrive in today’s dynamic business environment.

CD RatesIcon For: Rates

Term Rate APY*
11 Months 3.59% 3.65%
5 Years 2.69% 3.00%
4 - 5 Years 3.20% 3.25%
3 - 4 Years 3.20% 3.25%
2 - 3 Years 3.35% 3.40%
1 - 2 Years 3.59% 3.65%
6 - 12 Months 3.59% 3.65%
VIEW ALL RATES

*Relationships must have an average balance of at least 1% of CD or a lending product. Deposits received within 5 business days are considered jumbo deposits. Call for jumbo rates. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs.Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
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