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Having a Disaster Recovery Plan

The tragic events of September 11, 2001, have prompted many organizations to review their plans for handling many types of emergencies. Being prepared for any type of natural or man-made disaster makes good business sense. Here are some ideas to consider for handling an emergency that makes good common sense.   Important Files Store a copy of all computer operating […]

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Getting Ready to Borrow

Getting Ready to Borrow – Whether it is the start-up or growth phase, sooner or later most businesses need to borrow money.  While every loan process may be different, there are several things you can do to make the loan process easier.  Most importantly, remember that loan officers are looking at many things, not just your financial record.  There is […]

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Small Business Administration Loans

Since 1953, the Small Business Administration (part of the Department of Commerce) has helped entrepreneurs get capital to start and expand their businesses. The SBA doesn’t make grants to businesses, but rather provides loan guarantees to encourage participating banks to make loans to small businesses.   The SBA can be an attractive source of capital. However, as with many government […]

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