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Avoiding Common Small Business Start-Up Problems

Hundreds of new businesses are started every day, and unfortunately more than half of them fail within their first two years.  Some businesses fail because the original business concept was ill-conceived and others fail because of external factors such as a deteriorating economy.  However, most businesses fail due to the decisions that the owner makes.   Here are some common […]

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What Does The Term “Tax Bracket” Mean?

The income tax laws are complex and constantly changing.  Yet, there is one theme that is constant and its understanding may help you identify ways to reduce your tax bill.   The U. S. tax laws are built around a progressive, marginal rate structure.  Simply speaking, this means the higher your income, the higher the rate of tax you pay […]

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How Much Can I Expect to Receive From Social Security During Retirement?

The Social Security System has become a visible political as well as financial issue.  The system was started in the 1930s to provide a secure source of retirement income and other benefits in the cases of death or disability.   The system is funded with payments from workers and employers with payments going out to retirees and other beneficiaries.  It […]

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