Empower Your Business and Employees with Business Savings Accounts at 1st National Bank

Welcome to 1st National Bank, where your business’s financial growth is our priority. Choose from our versatile Business Savings Account that keeps your cash working and puts you in control, earn higher interest with your Business Money Market (High-Yield) Savings, or offer Health Savings Accounts (HSAs) for your employees, providing a tax-advantageous way to cover medical expenses.

From earning interest with no minimum balance to online banking convenience, discover how we tailor our services to meet your business needs.

Business Savings Account 1st National Bank

Business Savings Account

Our Business Savings account will keep your cash working for you. This account allows you to manage your money and give you the power to make decisions on how to put that money to work for your business.

  • No minimum balance
  • Earns interest
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health savings accounts for my employees

Health Savings Account

When you offer Health Savings Accounts (HSAs) for your employees, you give employees a way to earn tax-free dollars on account contributions made by you, your employees, and any other person on their behalf. These contributions help your employees pay for qualified medical expenses on a tax-free basis.

  • Tax advantaged accounts*
  • No monthly maintenance fee
  • No minimum balance
  • Free debit card
  • Online & App Banking
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business money market accounts with 1st National Bank

Business Money Market (High-Yield) Savings Account

Money Market Accounts are a great way to save for expanding your business. Earn a higher rate as you increase your balance with our interest tiers.

  • Earns interest
  • Competitive tiered rates
  • No maintenance fee with minimum balance of $2,500
  • No fixed term
  • Will not lose money
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Still have questions about our Business Savings accounts? Have us contact you.


 
View account disclosures
 
 
 *Consult your tax advisor for tax advantages. Save your receipts for all qualified medical expenses. 1st National Bank does not verify eligibility. You are responsible for making sure payments are for qualified medical expenses. The descriptions herein are summaries only. Please, refer to the account disclosures for complete details.

Business BankingIcon For: Quick Links

CD RatesIcon For: Rates

Term Rate APY*
11 Months 3.59% 3.65%
5 Years 2.69% 3.00%
4 - 5 Years 3.20% 3.25%
3 - 4 Years 3.20% 3.25%
2 - 3 Years 3.35% 3.40%
1 - 2 Years 3.59% 3.65%
6 - 12 Months 3.59% 3.65%
VIEW ALL RATES

*Relationships must have an average balance of at least 1% of CD or a lending product. Deposits received within 5 business days are considered jumbo deposits. Call for jumbo rates. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs.Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.